Terms of Use

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Last Updated: January 31, 2026

Welcome to Piggy ("we," "our," or "us"). By downloading, installing, or using our mobile application ("App"), you agree to be bound by these Terms of Use ("Terms"). Please read them carefully.

1. Acceptance of Terms

By accessing or using Piggy, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our App.

2. Eligibility

You must be at least 13 years old to use this App. By using Piggy, you represent and warrant that you meet this age requirement. If you are under 18, you must have permission from a parent or guardian to use the App.

3. License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to use Piggy for personal, non-commercial purposes, subject to these Terms.

3.1 Restrictions

You may not:

Modify, reverse engineer, or decompile the App
Remove any copyright or proprietary notices
Use the App for any illegal or unauthorized purpose
Distribute or make the App available over a network
Create derivative works based on the App
Use automated systems to access the App

4. User Content and Conduct

You are responsible for your use of the App, including the accuracy of any goals, amounts, or activity you record. You agree to use the App in compliance with all applicable laws and regulations.

5. Intellectual Property

All content, features, and functionality of Piggy, including but not limited to text, graphics, logos, icons, and app design, are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws.

Important: The design, mascot, and all content within Piggy are our intellectual property. Unauthorized use, reproduction, or distribution is prohibited.

6. No Financial Advice

Financial Disclaimer: Piggy is a personal savings-tracking tool and is NOT a bank, does not hold or transfer real funds, and does not provide financial, investment, or tax advice. Amounts you enter are for your own tracking purposes only. For financial decisions, please consult a qualified professional or your financial institution.

7. Subscriptions and Payments

Piggy's core features are currently free to use. If we introduce paid features or subscriptions in the future:

Subscriptions will be managed through your Apple ID, Google Play, or App Store account
Payment will be charged to your account at confirmation of purchase
Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period
You can manage subscriptions in your App Store or Google Play account settings
No refunds for the current subscription period

8. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

Warranties of merchantability
Fitness for a particular purpose
Non-infringement
Accuracy, reliability, or availability

9. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, or savings data, whether incurred directly or indirectly, resulting from:

Your use or inability to use the App
Any unauthorized access to or use of your device
Any bugs, viruses, or other harmful code
Any content or conduct of any third party

10. Indemnification

You agree to indemnify, defend, and hold harmless Piggy and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the App or violation of these Terms.

11. Changes to the App

We reserve the right to modify, suspend, or discontinue any aspect of the App at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the App.

12. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the App after changes constitutes acceptance of the new Terms.

13. Termination

We may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the App will immediately cease.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of your jurisdiction, without regard to its conflict of law provisions.

15. Dispute Resolution

Any disputes arising out of or relating to these Terms or the App shall be resolved through binding arbitration, except that either party may seek injunctive relief in court.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Piggy regarding the use of the App.

18. Contact Information

If you have any questions about these Terms, please contact us at:

Email: vladdyakiv55@gmail.com

19. App Store Terms

By downloading Piggy from the Apple App Store or Google Play, you agree to the platform's standard End User License Agreement (EULA). In case of conflict between these Terms and the platform's EULA, these Terms shall prevail regarding your use of the App.

20. Acknowledgment

By using Piggy, you acknowledge that you have read these Terms of Use and agree to be bound by them.